King City Reverse Mortgage Expert – Give Me a Call Today

We’re local right here in King City Oregon, so we can stop by your house and meet you face to face! It’s fast and easy. We have over 25 years of experience in the home lending industry. Our goal is to provide our customers a way out when their mortgage has become unaffordable or unworkable – enter: Reverse Mortgages.

The U.S Department of Housing and Urban Development (HUD) is responsible for developing policies on reverse mortgages in (CITY48), which include guidelines about how much money can be borrowed as well as criteria on who’s eligible to take out a reverse mortgage, among other things.

King City Oregon Reverse Mortgage Scams – Is There Such A Thing?

With a Home Equity Conversion Mortgage or HECM, you can borrow against your home equity. It’s all we do and when it comes to this loan type the only question that matters is “What’s in it for me?” That may sound selfish but if you’re going to take out a reverse mortgage in King City OR there needs to be something compelling enough about the offer on both sides of the coin – which way will help better meet my financial goals now while still providing peace-of-mind into retirement?

house-in-field illustratedThe benefits of getting a reverse mortgage in King City OR are many. First, you can stay in your home until the very end and not have to move out for financial reasons. You’ll also still be able to enjoy all the amenities that come with owning property including being able to do what one wants with their space like adding on an addition or renovating as they see fit without having any burdensome costs from mortgages.

What Age Do You Need to Be To Get A Reverse Mortgage in King City?

When you work with us, we won’t bombard with phone calls and other solicitations. Instead of spending millions on advertising the way many other reverse mortgage lenders  in King City do, we pass that savings to our borrowers in the form of better interest rates and lower fees. So enjoy everything we have to offer while keeping a watchful eye over your wallet!

As you get older, your home equity can be an incredible source of wealth. However, there are a lot of misconceptions about how to use it to your advantage.

What Should I Do Before Applying for a Reverse Mortgage in King City Oregon?

There are three types of reverse mortgages available in King City OR. Some state and local government agencies offer single-purpose reverse mortgages; proprietary reverse mortgages are offered by private lenders; and then there are federally-insured reverse mortgages, HECMs, or Home Equity Conversion Mortgages.

King City Reverse mortgages are often confusing, but they can be the perfect solution to your problems. The Home Equity Conversion Mortgage is backed by federal funds and it may give you access to more cash than other types of loans do.

Why Wait – Call Us Today

A reverse mortgage is an excellent way for many people to take away the burdens of financial stress. While it may seem like a good idea, be sure you do your research first before taking any action on this subject matter.

You’re a busy senior, and we know that you have better things to do with your time than talk on the phone. Give us a call today so we can provide all of the information about getting a reverse mortgage in King City OR!